How can I get a handle on credit card debt?
If you find that your credit card debt is spiraling out of control, you may be weighing your options. While you might ultimately need to file for bankruptcy or pursue credit counseling, working on your spending now is still recommended to ensure your correct any bad habits. RealSimple.com offers the following tips to help you eliminate debt and seek out a responsible financial future. Try to get a lower interest rate While you won’t always get approved for a lower interest rate, it certainly doesn’t hurt